Home Buyers Guide

16 Ways to make your home more Green

April 28, 2010
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Disputing Errors on the Credt Report

April 13, 2010
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When you are applying for a home loan one of the first steps is a credit check. Your loan officer should go over your credit report with you to make sure there are no errors on your report. In June 2004, The U.S. Public Interest Research Group published the results of a survey it conducted [...]

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The Do’s and Don’ts during the Loan Process

April 8, 2010

Click here for our What Not To do Handout for a more informaion! Many people think that after they fill out the loan application and apply for a loan it’s all smooth sailing until the closing. For most people that assumption would be correct, however, more than one person has had the "breaks" put on [...]

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What determines your Credit Score?

April 2, 2010

Mortgage Atlatna uses three main credit agencies, Equifax, TransUnion, and Experian to determin your credit score. Each agency receives information from your creditors and uses five main factors to determine your score. Each agency awards points for each of these five components. Credit Scores may range from 300-850. The factors are listed below in order [...]

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Mortgage Glossary

February 25, 2010

Adjustable Rate Mortgage (ARM) A mortgage in which the interest rate is adjusted periodically based on a pre-selected index and margin. Amortization Means of loan payment by equal periodic payments calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance. Annual Percentage Rate (APR) The [...]

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